Machinery Loans

MACHINERY LOANS

Grow Your Company. Upgrade Your Technology.

terms and conditions apply. Lending at the sole discretion of the lenders.

Machinery Loans up to ₹5 Crores with Minimal Collateral.

Whether you are expanding production, replacing outdated equipment, or automating your assembly line, our tailored Machinery & Equipment Loans give your business the financial muscle it needs to scale without draining your working capital.

Why Choose Our Machinery Loans?

We understand that in manufacturing, timing is everything. Our loan structures are designed to keep your production lines moving.

High Quantum of Finance: Access funding from ₹10 Lakhs up to ₹5 Crores depending on your business vintage and financial profile.
Flexible Repayment Tenures: Comfortable repayment windows ranging from 12 to 60 months, aligning perfectly with your machinery's productive lifespan.
Competitive Interest Rates: Highly attractive rates tailored to MSMEs, starting from competitive industry benchmarks (linked to current ROI/MCLR).
Direct Vendor Payouts: We disburse funds directly to your machinery manufacturer or supplier, ensuring seamless delivery and setup.

What We Fund

We provide financing for both imported and indigenous (Indian-manufactured) machinery across diverse sectors:

Sector	Eligible Equipment
Manufacturing & Engineering	CNC Machines, Lathes, Injection Molding, Laser Cutters, Tooling equipment.
Healthcare & Diagnostics	MRI/CT Scanners, X-ray units, Ultrasound machines, Advanced Lab Equipment.
Printing & Packaging	Offset printing presses, Flexographic machines, Corrugation and Corrugated Box makers.
Food Processing	Industrial ovens, Bottling lines, Cold storage systems, Packaging units.
Textiles	Automated Looms, Spinning machines, Industrial Dyeing and Stitching equipment.

Eligibility Criteria

We keep our entry barriers realistic so that genuine, growing businesses can get funded quickly.

Criteria	Description
Business Constitution	Sole Proprietorships, Partnerships, LLPs, and Private Limited Companies.
Business Vintage	Minimum 3 years of active operations in the same line of business.
Turnover	Minimum annual turnover of ₹50 Lakhs with audited financial statements.
Credit Score	Good repayment history with a preferred CIBIL score of 700+ for promoters.

Documentation Checklist

Keep these documents ready for lightning-fast processing:

1. Know Your Customer (KYC) - Step 1.

PAN Card and Aadhaar Card of the promoters/directors, along with Company PAN and Certificate of Incorporation/LLP agreement.

2. Financial Proofs - Step 2.

Audited financial statements (Balance Sheet, P&L account) for the last 2 to 3 years, along with ITR filings.

3. Banking Streams - Step 3.

Latest 12 months' bank statements of the primary business operative account, along with recent GST returns (GSTR-1 and GSTR-3B).

4. Machinery Details - Step 4.

A valid Proforma Invoice or commercial quotation from the machinery vendor detailing the technical specs and cost breakdown.

Disclaimer

"The information, content, and comparison data provided on this website regarding machinery loans and equipment financing are for general informational purposes only. They do not constitute professional financial, legal, tax, or investment advice. Loan terms, interest rates, and structures vary based on business profiles and lender policies. Users should consult with their chartered accountants, financial advisors, or legal counsel before executing any loan or hypothecation agreements."

We have tie ups with Lenders for Machinery Loans.

Please call us at 8655811111 or email us at d@dconsult.in

Have more questions? Reach out to us at

+91 - 8655811111

d@dconsult.in

Time : 10:00 AM to 7:00 PM

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